Mortgage calculator
Calculate your monthly mortgage payments
Planning to buy? Enter loan amount, interest rate, and term for an instant illustration of your monthly repayment — useful for budgeting alongside deposits and other costs.
Mortgage details
Use your expected loan after deposit, the annual interest rate (APR-style), and mortgage length in years.
Estimated monthly payment
Repayment mortgage — same payment each month until the term ends (illustration only).
Enter a loan amount, rate, and term to calculate.
Important
Does not include fees, product charges, or changes after fixed-rate periods. Speak to a qualified mortgage adviser before making an offer. Rates change — treat this as a planning tool only.
How it works
- Enter the amount you need to borrow after your deposit and any help-to-buy adjustments.
- Use a realistic annual interest rate — your lender’s illustration will differ slightly from this generic model.
- We show monthly repayment plus total interest over the term so you can compare scenarios quickly.
Buying through YooSell?
See how much home you might afford once you know your repayments — and check seller savings on our cost calculator.